Medicare Supplements literally “supplement” your Original Medicare coverage by providing coverage for costs that Original Medicare doesn’t cover.

There are ten Medigap plans available in 47 states, each with its own varying level of coverage for different out-of-pocket costs, such as deductibles or coinsurance. At Bluerock Medicare Group, we understand that choosing one of these plans can be tricky, but we’ll help you go through each option to determine which one provides you with the coverage you need.

If you do choose to add on a Medigap plan, keep in mind that you won’t be able to have a Medicare Advantage plan. You’ll have to choose between the two, which will depend on the type of coverage you’re ultimately looking for.

If you do choose to add on a Medigap plan, keep in mind that you won’t be able to have a Medicare Advantage plan. You’ll have to choose between the two, which will depend on the type of coverage you’re ultimately looking for.

Medigap vs. Medicare Advantage

While Medigap plans are designed to supplement your Original Medicare coverage by covering out-of-pocket costs, Medicare Advantage is technically an alternative option to Original Medicare. 

With Medicare Advantage, all of your benefits are bundled together. You can receive Part A hospital insurance, Part B medical insurance, and Part D prescription drug coverage all through a single plan. You can also receive coverage for additional benefits, such as dental, vision, or hearing services. 

With Medicare Advantage, you may also be required to only visit healthcare providers within your plan’s network, whereas with Medigap, you can receive coverage from anywhere that accepts Medicare.

At Bluerock Medicare Group, we’ll make sure you have the information you need to make an informed decision on the type of coverage you need. If you have any questions about Medigap plans and why they may be a good fit for you, reach out to us today!