Medicare Advantge
What Is Medicare Advantage?
Medicare Advantage is known as the “all in one” alternative to the traditional Medicare plan, Original Medicare. Medicare Advantage plans are privately offered insurance plans that are approved by the Medicare program. These plans offer the same benefits as Original Medicare at a minimum, though they can offer more benefits as well. With Medicare Advantage, you have more control over your benefits and you can choose from different plans. There are also different plan types to choose from with Medicare Advantage.
With Medicare Advantage, all of your benefits are bundled together. You can receive Part A hospital insurance, Part B medical insurance, and Part D prescription drug coverage all through a single plan. Additionally, Medicare Advantage plans may include supplemental benefits that help make health care services more affordable.
These extra benefits may include:
Gym memberships
Prescription drug coverage
Transportation for doctor visits
Health and wellness services
Vision Services
Dental Services
Hearing Services
Why Choose Medicare Advantage?
If you are considering joining a Medicare Advantage plan, here are some reasons why that would be a good choice:
- These plans may have lower costs than Original Medicare
- Plans offer extra benefits, such as vision, hearing, and dental coverage
- All of your benefits are bundled into a single, easy to manage plan
Medicare Advantage Costs
When you join a Medicare Advantage plan, you are still required to pay your Part A and Part B Medicare premiums. If you qualify for premium-free Part A, you’ll only need to pay the Part B premium. In addition to those premiums, you may also be required to pay the plan’s premium. Though, some plans have no additional premium. In some cases, Medicare Advantage plans may even help you cover your Part B premiums.
With Medicare Advantage, there is also an annual limit on how much you pay out-of-pocket for Part A and Part B covered services. Once that limit is met, there are no out-of-pocket costs to be paid for such services.
Join a Medicare Advantage Plan
Bluerock Medicare Group can help you compare Medicare Advantage plans today. With the help of our talented agents, you’ll certainly be able to find qualifying coverage that suits your lifestyle and budget. Give us a call now to get started with a free quote.