Fiduciary
What does it mean to be a fiduciary? Simply put, I must put my clients’ interests above my own, avoid misleading clients and provide full and fair disclosure of all material facts. If you're thinking that sounds like a reasonable expectation for someone you entrust with your life savings, I would agree.
Registered Investment Advisors and Investment Advisor Representatives act as fiduciaries for all of our investment management clients. We have an obligation to act in the best interests of our clients and to make full disclosure of any conflicts of interests, if any exist. Please refer to our firm brochure, the ADV 2A item 4, for additional information.
Transparent
I pride myself on having a straight forward and transparent fee structure for my clients. Unlike many other investment professionals, I do not receive any commissions or bonuses based on the investment products inside the managed portfolios. Therefore, I will always create an unbiased investment solution that best suits you.
RICP®
There is a large demand for investors to have a better handle on how to manage investment assets and how to best take money out of investment accounts once investors reach retirement. As an RICP® I aim to provide clients with this knowledge and to be able to help you through situations such as:
- Helping you understand when the best time to retire is.
- Tax planning for withdrawing funds while in retirement.
- How to manage your housing and living situation in retirement.
- The rate at which you should withdraw retirement funds.
- How your asset allocation should change once you hit retirement.
- Managing your finances once you’re in retirement age.
- Determining the best age for you to start drawing on your Social Security benefits.